What is the eligible percentage?

It is a scenario input for planning, not a measured probability. Use 100% for the raw system conversion.

Can accepted credits fail to count toward my major?

Yes. An institution may accept courses as electives while requiring different courses for a major, prerequisite, or residency rule.

What documents help a transfer review?

Official transcripts, detailed syllabi, learning outcomes, contact and workload hours, assessments, grading scales, and accreditation information may be requested.

Can I convert grades with this tool?

No. Grade conversion and minimum-grade policies are separate from credit-volume conversion.

College Credit Transfer Estimator

Compare academic credit loads without treating an estimate as an approval.

System-to-system ratio

Scenario planning

Policy-aware

Completed source creditsFull-time annual credits in source systemFor example, 60 ECTS for a typical full-time ECTS year.Full-time annual credits in target systemUse the target institution's published normal annual load.Potentially eligible shareA planning scenario only—not an acceptance probability or promise.

How to Estimate Transfer Credits

Use published normal annual loads to create a rough system-level conversion. Then apply an eligibility scenario based on courses you expect the target institution to review.

Enter the credits completed and documented on the source transcript.

Conversion is not equivalency

A similar quantity of study does not establish that a course matches a target requirement. Content, level, grade, accreditation, recency, and residency rules may all matter.

What the Estimate Includes—and Excludes

The first result compares each system's standard annual credit load. The second applies your hypothetical eligible share. Neither result predicts an admission decision or evaluates course content. Institutions may award elective credit, deny credit, cap transferable amounts, require minimum grades, or accept credits without applying them to a major.

Credit Transfer Planning Examples

ECTS to a 30-credit annual system

Source and target assumptions

completedCredits:30

sourceAnnualCredits:60

targetAnnualCredits:30

eligiblePercent:100

Planning estimate

15 potential target credits

Thirty ECTS represents half of a 60-credit year, so the load-based equivalent is half of 30.

Conservative applicability scenario

Source and target assumptions

completedCredits:24

sourceAnnualCredits:30

targetAnnualCredits:24

eligiblePercent:75

Planning estimate

14.4 potentially applicable target credits

The load conversion is 19.2, then the planning scenario applies 75%.

Request a written evaluation

Ask whether accepted credits apply to the major, general education, electives, and residency requirements—not only how many are accepted.

Frequently Asked Questions

No. It is a planning ratio only. The receiving institution makes the official decision.

Still have questions about this calculation?

Try the Calculator

Relative Credit-Load Formula

The ratio normalizes credits by each system's typical full-time year.

Formula

target equivalent = completed credits × (target annual load ÷ source annual load)

Load-based equivalent

target equivalent = completed credits × (target annual load ÷ source annual load)

Planning applicability

potentially applicable = target equivalent × eligible percentage ÷ 100

Scientific Background

Credit frameworks describe the volume of learning, but transfer decisions also assess learning outcomes, academic level, quality assurance, grades, and program rules. Quantitative conversion is only one input.