Child Tax Credit and EITC for Tax Year 2026
Two of the most searched federal credits—the Child Tax Credit and the Earned Income Tax Credit—have Tax Year 2026 dollar amounts published in IRS Rev. Proc. 2025-32. This guide summarizes the educational parameters used on Free Calculators Hub. It is not an eligibility determination.
Child Tax Credit Highlights
For TY2026 the maximum CTC is $2,200 per qualifying child. The refundable Additional Child Tax Credit uses a $1,700 amount in §24(d)(1)(A). MAGI phaseout generally begins at $200,000 ($400,000 joint), reducing the credit by $50 for each $1,000 or fraction over the threshold.
EITC Highlights
The TY2026 maximum EITC is $8,231 for filers with three or more qualifying children. Smaller maxima apply for fewer children or none. Phase-in and phaseout thresholds differ for joint returns. Certain investment income above $12,200 disallows the credit.
How to Use the Calculators
Estimate CTC/ACTC and EITC separately, then enter credit results into the Federal Tax Refund Calculator with taxable income and withholding to sketch refund vs balance due.