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LLM API Budget Basics: Requests, Tokens, and Fixed Costs

Recurring AI spend is volume × average tokens × rates, plus anything fixed (seat fees, vector DB, observability). This guide shows how the LLM API cost worksheet keeps those layers separate.

Variable vs fixed layers

Variable cost tracks metered tokens. Fixed cost covers anything that does not scale with a single request. Mixing them into one “per chat” number hides which lever actually moves the bill.

Educational budget, not a provider quote
Retries, tool calls, multimodal surcharges, and reserved capacity can dominate. Update assumptions when your architecture changes.

Build a monthly envelope

1

Estimate requests

Monthly successful calls, not peak QPS alone.

2

Attach average tokens

Separate input and output averages from production logs.

3

Apply your rate card

Paste current provider rates; do not rely on memory.

4

Add fixed costs

Hosting, evaluation, and support tools that are not token-metered.

Sibling workloads

Fine-tuning or pretraining belongs on the training-cost worksheet. Generative video minutes belong on the video-cost worksheet. Keep token chat budgets distinct so you can compare unit economics honestly.